GTA 5's online world is a playground for chaos, strategy, and over-the-top spending. With Rockstar constantly adding new content and luxury items to GTA Online, the temptation to drop millions of in-game dollars is stronger than ever. But not every high-priced item is worth the investment — especially if you’re not sitting on stacks of cash in your
GTA V account.
Here’s a breakdown of 15 of the most expensive purchases you can make in GTA 5 Online and whether they actually deliver bang for your buck.
1. Luxor Deluxe ($10,000,000)
A gold-plated private jet that screams status. But aside from looking flashy, it offers zero combat utility or speed upgrades.
Worth it? No. It's pure vanity.
2. Yacht ($6,000,000 - $10,000,000)
You can’t drive it, but you can host parties, store vehicles, and use it as a spawn point. The yacht is cool, but functionally limited.
Worth it? Only if you're roleplaying or want that high-roller lifestyle.
3. Galaxy Super Yacht Upgrades (Up to $2,000,000 extra)
Adding helipads, hot tubs, and lighting doesn’t change the fact that the yacht doesn’t move.
Worth it? Probably not — unless you’ve already maxed out everything else.
4. Luxurious Office Buildings (Maze Bank Tower - $4,000,000)
These give access to CEO missions, which can earn big profits. Plus, you get a flashy tower to call home.
Worth it? Yes, especially for players focusing on business grinding.
5. Facility (Up to $2,950,000)
Necessary to start the Doomsday Heist and access Orbital Cannon strikes.
Worth it? Definitely, if you plan on playing high-paying heists or trolling with style.
6. Orbital Cannon ($500,000 per shot)
Let’s be real — it’s an expensive meme. Great for flexing, bad for consistent value.
Worth it? Fun once, but not for daily use.
7. Kosatka Submarine ($2,200,000)
Required for the Cayo Perico Heist. It’s mobile, has fast travel, and can launch missions.
Worth it? Absolutely. Arguably the most practical big purchase in GTA Online.
8. Hangar (Up to $3,250,000 with upgrades)
Lets you run air freight businesses and store aircraft. However, profits are slow.
Worth it? Only for collectors or completionists.
9. Arena Workshop with Add-Ons (Over $4,000,000 fully kitted)
Arena Wars is niche, but the workshop unlocks insane vehicle modifications.
Worth it? For car lovers and PvP enthusiasts, yes.
10. Nightclub (Up to $1,700,000 + Upgrades)
A money-making powerhouse when combined with other businesses.
Worth it? 100%. Low effort, passive income once set up properly.
11. Terrorbyte ($1,375,000)
Pairs with the Oppressor Mk II and lets you launch missions remotely. Essential for grinding.
Worth it? Yes, if you already own a nightclub.
12. Oppressor Mk II ($3,890,250 without trade price)
The infamous flying bike. Unmatched mobility and combat power — and controversial in PvP.
Worth it? Yes, but be ready for hate from other players.
13. Hydra Jet ($3,990,000)
VTOL-capable fighter jet. Not the newest tech, but still strong in air combat.
Worth it? Solid, but newer aircraft like the Pyro outperform it in agility.
14. Deluxo ($4,721,500)
A flying DeLorean that can shoot missiles and hover. Great for missions and nostalgic players.
Worth it? Pricey but fun. More versatile than it looks.
15. Fully Upgraded Bunker (Over $2,000,000 with renovations)
Unlocks gunrunning and passive income. A must-have for serious earners.
Worth it? Yes — especially if you're building a business empire on your
GTA 5 accounts.
Final Thoughts
With so many pricey options in GTA 5 Online, it’s easy to burn through millions without real gains. Whether you’re starting fresh or transferring progress with a new GTA V account, the key is investing in assets that generate revenue — not just cosmetic flexes.
If you're looking for a head start or feeling stuck in the early grind, platforms like
U4N can be a way for players to explore options — just be sure to research any services thoroughly and keep security in mind.
In a game like GTA Online, smart spending makes all the difference between being broke and building a criminal empire.
